Credit Card Balance Transfer

News, Trends, Updates and Analysis Related to 0% Introductory Annual Percentage Rate (APR) Credit Card Balance Transfers

Friday, October 20, 2006

The Reason Why The Discover Platinum Credit Card Is Very Popular for Transferring Balances

Lately, I've been getting emails from folks asking why the Discover Platinum credit cards are so popular for balance transfers. Why do savvy consumers chose Discover over the competitors?

Well, folks, it's really quite simple: Discover offers the best value.

Many banks and credit card companies now charge a fee for transferring balances. With Discover Platinum, there's no balance transfer fee on credit card balances that are transferred to the Discover Platinum Card when you initially signup for the card.

Furthermore, the Discover Platinum Card offers an interest-free period of 12 months for both transferred balances and new credit card purchases. Generally speaking, other credit cards typically only offer an interest-free period for balance transfers, and charge interest on new purchases.

Discover Platinum is also a rewards credit card: icing on the cake!

Last, but certainly not least: there's no annual membership fee with the Discover Platinum card.

We like the following 3 flavors of the Discover Platinum Card:


OK, now I know that for some of you, the next question is:

"What if I've already transferred my credit card balance(s) to a Discover account? I know I can't transfer from one Discover credit card to another, so what to do? I want a first-class, fee-free balance transfer offer, and I won't settle for anything less!"

If the above describes your situation, then we have good news for you: Right now, there are two Citibank credit cards that offer a 12 month, interest-free period on transferred balances with no balance transfer fee. The two cards are:

Remember: the interest-free period for the above-listed Citibank credit cards is for transferred balances only, not for new purchases, so you'll have to stay disciplined if you signup for one of these offers.

It's also important to remember that credit card offers can change at any time, so if you plan on taking advantage of any offer recommended here today, you shouldn't procrastinate.


UPDATE #1: Click here for more free (no-fee) 0% Intro APR Balance Transfer Offers.

UPDATE #2: Free (as in no fee) for transferring balances to the Pulaski Bank Visa Gold Card.


Before you go, please vote in the credit card balance transfer online poll. Thanks!


--> 0% APR BLOG HOMEPAGE <--


0% Balance Transfer



Entire WebLog (Blog) © 2007 American CyberSpace®